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Challenger fixed term annuity offer

Accurium is a part of the Challenger Limited group and this relationship allows us to provide you with access to offers from time to time.

Standard rates

Term Standard Earning Rate
2 year 2.91%
3 year 2.95%
5 year 3.15%

A quote is valid for 14 days from the date of the quote.

Special offer

Challenger is currently offering special rates on their guaranteed fixed term annuities across the 2, 3 and 5 year terms.

The offer is available for investment amounts from $10,000.

Call one of Challenger's Annuity Specialists on 03 9947 9415 or click the button above to qualify for a higher rate.

What is a fixed term annuity?

A fixed term annuity provides guaranteed regular payments for a chosen term, in exchange for an initial capital investment. Fixed term annuities have a fixed start date and end date that is typically chosen by you. The rate of return is fixed at the outset, and is not affected by share market or interest rate movements.

Key features and benefits:

  • Regular payments in return for a lump-sum investment

  • Guaranteed payments made monthly, quarterly, half-yearly or yearly

  • Choice of investment terms

  • No management fees

  • SMSF Trustees can choose 100% of your capital back at the end of the term


  • The above term rates are only applicable to accepted Challenger Guaranteed Annuity policies with a Residual Capital Value of 100%.

  • Minimum investment amount of $10,000 applies.

  • Challenger reserves the right to cease the offer at any time without notice.

  • The above rates are referenced to the current prevailing standard rates offered by Challenger issued for the week beginning 21 January 2019. As reference rates are updated weekly, the above rates may be subject to change.

  • A quote is valid for a period of 14 days from the date of the quote. To receive the rate outlined on the quote, an investor must submit their completed application form to Challenger Life together with the quote and it be received by us during the quotation validity period.

This offer is provided by Challenger Life Company Limited ABN 44 072 486 938 AFSL 234670 (Challenger Life), the issuer of the Challenger Guaranteed Annuity. Any financial product advice and product content on this page (including links to other documents and tools) is provided by, and is attributable to, Challenger Life.
This information does not take into account any person’s objectives, financial situation or needs. Before making a decision, investors should read the Challenger Guaranteed Annuity Product Disclosure Statement and consider the appropriateness (including the risks) to the individual’s circumstances . A copy of the relevant PDS can be obtained from Challenger’s Investor Services team on 13 35 66, or at
We recommend individuals seek appropriate professional advice before making any financial decisions. Neither Challenger Life nor its related entities, nor their employees, receive any specific remuneration for any advice provided. Some or all Challenger Group companies and their directors may benefit from fees, commissions and other benefits received by another Group company. Accurium Pty Ltd ABN 13 009 492 219 is a wholly-owned company of Challenger Limited ABN 85 106 842 371.